💰 Bank Statement Loans Explained: Who Qualifies & Who Doesn’t in 2026 🚀

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 09/12/2025

💰 The Truth About Bank Statement Loans: Who Qualifies & Who Doesn’t For business owners, freelancers, and 1099 earners, qualifying for a mortgage shouldn't feel like trying to fit into a box that was built for W-2 employees. That’s exactly why bank statement loans exist — and why they’ve become one of the most powerful financing tools in the 2026 lending market.

Bill Rapp, Commercial Mortgage Broker

💸 How to Avoid PMI in 2026 — Smart Mortgage Hacks Every Buyer Should Know 🏡

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 29/11/2025

💸 How to Avoid PMI the Smart Way in 2026 Private Mortgage Insurance (PMI) is one of the most annoying home loan expenses buyers run into—especially first-time homebuyers. The good news? In 2026, buyers have more ways than ever to avoid PMI, reduce monthly payments, and increase buying power.

Bill Rapp, Commercial Mortgage Broker

🏡 Can You Use a DSCR Loan for a Short-Term Rental? Here’s What to Know! 🔍

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 07/11/2025

Can You Use a DSCR Loan for a Short-Term Rental? Here’s What You Need to Know If you’re an investor who loves the cash flow potential of Airbnb or short-term rentals, you might be wondering: Can I use a DSCR loan to finance one? The short answer — yes, but there’s a catch.

Bill Rapp, Commercial Mortgage Broker

🩺 Doctor Loan Program Explained: Home Financing Made Easy for Physicians & Dentists 🏡

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 31/10/2025

Doctors and Dentists save lives — and now there’s a loan program designed to save you money. For medical professionals juggling residency, long hours, and student loans, saving for a home can feel impossible. That’s where the Doctor and Dentist Loan Program comes in — a mortgage option designed specifically for doctors, dentists, and other high-income professionals starting their careers.

Bill Rapp, Commercial Mortgage Broker